How HomeFlex Can Help During Divorce

Keeping financial stability and a sense of home when circumstances change 

Divorce or separation is one of life’s most challenging transitions. Beyond the emotional impact, the financial strain can be significant especially when it comes to the family home. For many, the choice feels limited to either selling the property or taking on more debt. 

That’s where HomeFlex comes in. 

HomeFlex is LongView’s no-debt equity release solution. It allows homeowners to access the equity in their property without taking on additional loans. For couples going through separation, this can create options that reduce stress, preserve stability, and make the process more manageable. 

The Challenge of Property in Divorce 

When a relationship ends, decisions about the family home can be among the hardest: 

• Selling under pressure: A rushed sale can mean accepting a lower price than the property’s real value. 

• Refinancing strain: One partner may not qualify to take on the mortgage alone. 

• Disrupting stability: Moving quickly can be unsettling, especially when children are involved. 

Traditionally, these pressures leave separating couples with few choices. 

How HomeFlex Works 

With HomeFlex, LongView can provide up to 15% of the property’s value, in return for a share of the property’s future growth. Homeowners remain in the property, while gaining access to funds that would otherwise be locked in their home. 

This model has benefits during divorce: 

• No added debt: Unlike refinancing, HomeFlex doesn’t increase your loan obligations. 

• Flexibility: One partner can stay in the home, using released equity to manage settlements or buy out the other. 

• Time to decide: It gives separating couples breathing room to make the right long-term property decisions, rather than selling under pressure. 

Learn more about how HomeFlex works 

A Practical Example 

Imagine one partner wants to stay in the home, can maintain the current mortgage but can’t take on any further debt to buy-out their partner. With HomeFlex, equity can be released to fund the settlement without selling the house or increasing debt. This provides continuity, keeping children in familiar surroundings and allowing for a calmer transition. 

Why This Matters 

Divorce is already overwhelming. The last thing you need is financial pressure forcing rushed property decisions. HomeFlex provides another pathway: 

• Maintain stability for yourself and your family. 

• Avoid the stress of forced sales or increased debt. 

• Give yourself time and space to plan your next step. 

Explore Your Options with HomeFlex 

Every situation is unique, and property decisions during separation require care. HomeFlex is designed to give homeowners more choice and flexibility in times of change. 

Talk to our team about HomeFlex and see how it could support you through divorce or separation. 

Partnership with The Separation Guide  

LongView has recently partnered with the The Separation Guide - the starting point for a better separation - a platform specifically built for people navigating a separation. The platform provides a range of services and support specifically designed to minimise the cost, confusion and conflict during a separation.